Chase Transfer Partners: The Complete Guide to Moving Your Points in 2026

Chase Ultimate Rewards transfers to 14 airline and hotel partners, all at a 1:1 ratio. Transferring beats the Chase Travel portal on almost every premium redemption — often by 3x or more. The best partner depends on your route, but World of Hyatt leads for hotels, and United MileagePlus, Air Canada Aeroplan, and Flying Blue are the strongest airline options for most travelers.

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What Are Chase Ultimate Rewards Transfer Partners?

Chase Ultimate Rewards points can move directly into 14 airline and hotel loyalty programs at a 1:1 ratio — one Chase point becomes one airline mile or hotel point. No penalty ratios, no conversion fees. Every partner transfers at parity, which is a meaningful advantage over some competing programs where ratios like 5:4 quietly erode your balance before you ever book a flight.

The transfer feature is available on four Chase cards: the Chase Sapphire Preferred, the Chase Sapphire Reserve, the Ink Business Preferred, and the Ink Business Premier. If you earn points on a Chase Freedom Flex or Freedom Unlimited, those points cannot transfer to partners on their own. You need at least one of the four eligible cards in your wallet to unlock transfers. The good news is that you can pool points across all your Chase cards into a single account before transferring — which means your Freedom category bonuses and Sapphire points can combine into one powerful balance.

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The Full List of Chase Transfer Partners (2026)

Chase currently offers 10 airline partners and 4 hotel partners, all processing at a 1:1 ratio.

Airline Partners

United MileagePlus is the most straightforward domestic option. It covers Star Alliance partners, gives you access to award seats on Lufthansa, ANA, Singapore Airlines, and others, and transfers process almost instantly. Southwest Rapid Rewards is the go-to for domestic budget travel — no change fees, no blackout dates, and the Companion Pass is one of the most valuable perks in US travel loyalty. British Airways Avios is ideal for short-haul routes on American Airlines and Alaska Airlines, with award costs as low as 12,000 Avios for flights under 650 miles.

Air Canada Aeroplan covers the full Star Alliance network with a distance-based chart, no fuel surcharges on most partners, and consistently strong value for transatlantic premium cabin travel. Flying Blue — the joint program of Air France and KLM — runs monthly Promo Rewards on select routes to Europe and Africa, making it worth checking before any transatlantic booking. Iberia Avios offers competitive rates on nonstop flights between the US and Madrid, with off-peak business class available from 34,000 Avios one-way.

Virgin Atlantic Flying Club is one of the strongest partners for booking Delta One business class on transatlantic routes, often at lower mileage costs than Delta's own program. Singapore Airlines KrisFlyer opens up Singapore Suites and premium cabin redemptions to Asia-Pacific. Aer Lingus AerClub covers transatlantic routes to Ireland and onward through Europe. Air France/KLM Flying Blue rounds out the lineup with access to SkyTeam partners and the aforementioned Promo Rewards structure.

Hotel Partners

World of Hyatt is Chase's crown jewel hotel partner and widely regarded as the best hotel transfer partner available across any flexible points program. Award nights start at 3,500 points and the program maintains a published award chart — rare among major hotel loyalty programs — making it possible to plan redemptions with certainty. IHG One Rewards gives access to over 6,000 properties across InterContinental, Kimpton, Crowne Plaza, and other brands. Marriott Bonvoy covers the widest hotel network of any program, with over 30 airline transfer options built into the program itself. Wyndham Rewards uses a simple three-tier award structure at 7,500, 15,000, or 30,000 points per bedroom per night across 9,000+ properties in 95 countries.

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Best Chase Transfer Partners — Ranked by Value

Not all 14 partners are worth your attention equally. Here is where the real value concentrates.

Best for Hotels

World of Hyatt is the answer for hotel transfers, almost without exception. The program consistently delivers redemption values above 2 cents per point at the right properties — Park Hyatt, Andaz, and Alila properties in expensive cities like New York, Tokyo, and Paris regularly offer award availability at rates that would cost $400 to $700 per night in cash. The math is straightforward: 25,000 Hyatt points for a $500 cash rate night is 2 cents per point. That doubles the portal rate for Sapphire Preferred holders and beats almost any alternative use of Chase points.

Best for International Flights

Air Canada Aeroplan is the strongest all-round option for premium international travel. It uses a distance-based chart, covers all Star Alliance carriers, and adds no fuel surcharges on most partner awards — a significant cost saving on routes where British Airways, for instance, adds hundreds of dollars in fees. Flying Blue is the right choice when a Promo Rewards discount applies to your route. Virgin Atlantic Flying Club delivers exceptional value specifically on Delta One business class transatlantic routes, sometimes requiring fewer miles than Delta's own program for the same seat.

Best for Domestic Flights

Southwest Rapid Rewards is the most practical domestic option for most travelers. Points price against cash fares at a fixed rate, availability is essentially unlimited since any seat bookable for cash can be booked with points, and there are no change or cancellation fees. British Airways Avios handles the short-haul gap — if you need a 400-mile hop between two cities and the cash fare is $250, Avios can book that seat for 12,000 miles. On United-operated short routes, United MileagePlus often prices these at similar or lower rates.

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How to Transfer Chase Points Step by Step

Transferring Chase points takes under five minutes once your loyalty accounts are linked.

Log into your Chase account and navigate to the Ultimate Rewards portal. Select the card you want to transfer from — if you have multiple Chase cards, move your points to the Sapphire Reserve first, since it holds the highest portal redemption value with Points Boost if you decide not to transfer. Inside the Ultimate Rewards portal, select "Transfer to Travel Partners" from the menu. Browse the list of airline and hotel partners. Each partner shows the transfer ratio, estimated processing time, and any current transfer bonus active on that partner.

Select your partner and enter the number of points to transfer. Transfers must be made in increments of 1,000. If you have not yet linked your frequent flyer or hotel loyalty account, Chase will prompt you to add your membership number at this step. Confirm the transfer details. Most airline transfers process instantly or within a few minutes. Some partners, including Singapore Airlines KrisFlyer, can take up to 48 hours.

One rule applies without exception: confirm award availability before you transfer. Award seats can disappear between the moment you check and the moment points land in your account. Transfers are irreversible — once Chase points become United miles or Hyatt points, they cannot come back.

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Transfer Partners vs. the Chase Travel Portal: Which Wins?

The Chase Travel portal lets you redeem points directly against the cash price of a booking — no transfer required, no award chart research. Sapphire Preferred holders redeem at 1.25 cents per point through the portal, and Sapphire Reserve holders currently get up to 1.5 cents per point, with Points Boost offering up to 2.5 cents on select premium cabin bookings.

The Points Guy values Chase Ultimate Rewards at 2.05 cents per point as of May 2026 — and that figure assumes smart transfer partner use. Through the portal alone, you capture 1.25 to 1.5 cents. Transfer to the right partner for a premium redemption and 4 to 6 cents per point is achievable on the best seats.

When Transfer Partners Win

Transfer partners win on any premium international cabin redemption where award space is available. A business class seat to Europe that costs $4,000 in cash might price at 60,000 Flying Blue miles — that is 6.7 cents per point, more than five times the portal rate. The math is decisive. Transfer partners also win for Hyatt hotel redemptions at luxury properties, and for any route where a partner program prices the award below what the cash fare divided by 1.25 cents would require.

When the Portal Makes Sense

The portal earns its place when award availability is genuinely gone. If you need a specific flight on a specific date and no partner program has award space, the portal books any available seat for cash with points. It is also the right tool for last-minute travel, economy fares at low cash prices, and any situation where you hold Sapphire Reserve points and a Points Boost offer is active on the airline you want. Speed matters too — portal bookings are instant, while some transfers require up to 48 hours that a last-minute booking cannot afford.

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Current Chase Transfer Bonuses

Chase runs periodic transfer bonuses that temporarily improve the value of specific partner transfers. Two bonuses are active right now.

A 20% transfer bonus to Air France/KLM Flying Blue is available through May 27, 2026. That means 10,000 Chase points become 12,000 Flying Blue miles — effectively reducing the points cost of any Flying Blue redemption by 17%. If you have a transatlantic flight in mind that prices well on Flying Blue, this is a meaningful opportunity. A 65% transfer bonus to Marriott Bonvoy was running through May 15, 2026 — check current availability as this may have ended by publication.

Transfer bonuses are always time-limited and are not guaranteed to return. The critical rule: do not transfer points to capture a bonus unless you have a specific, confirmed redemption in mind. Award availability can change. A transfer completed for a bonus today is worthless if the seat disappears before you book.

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What to Do If You Have Chase Points You Won't Use

Chase Ultimate Rewards points do not expire while your card account stays open and in good standing. That security is real, but it comes with a catch. If you close a Chase card — voluntarily or due to missed payments — your entire points balance expires within 30 days. Many cardholders sitting on large balances from welcome bonuses also face a more practical problem: no specific trip planned, no award availability on the routes they want, and points that are slowly losing purchasing power as program devaluations compound over time.

Transferring points to an airline you rarely fly creates a different problem. United miles expire after 18 months of inactivity. Hyatt points expire after 24 months. You trade one expiration risk for another, with the added constraint of now being locked into a specific program.

If travel is not on your near-term agenda and your points balance is sitting idle, selling your Chase points for cash through The Miles Market converts that balance into guaranteed, immediate value. No award availability to navigate, no transfer delays, no downstream expiration policy. Most transactions complete the same day.

Have Chase points with no trip in sight? Get a same-day cash offer from The Miles Market — no transfer needed, no award availability to worry about.

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Conclusion

Chase Ultimate Rewards is one of the most flexible points currencies available. Fourteen partners at 1:1, a strong domestic lineup with United and Southwest, the best hotel transfer partner in the industry with Hyatt, and solid international options through Aeroplan, Flying Blue, and Virgin Atlantic — the program rewards cardholders who do the research before they transfer.

The core principle is simple: confirm your award, then transfer. Never transfer speculatively. The portal covers everything else when partners fall short.

And if the trip never materialises, your points still have real monetary value. Use them, transfer them strategically, or convert them to cash before a devaluation does it for you.

Ready to unlock the value in your Chase points? Sell your Chase Ultimate Rewards with The Miles Market and get paid the same day.

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