Sell CITI ThankYou Rewards

Yes, you can sell your Citi ThankYou points for cash. ThankYou points are worth around 1 cent each on a direct statement credit, but transferring to an airline partner can push that to 1.6–1.9 cents, or higher on premium cabin redemptions. If travel isn’t in your plans, selling converts that balance to guaranteed cash without waiting on availability. At The Miles Market, we buy your ThankYou points directly, with same-day payment and no obligation until you accept the offer.

What Is Citi ThankYou Rewards?

Citi ThankYou Rewards is Citi’s flexible points currency, earned through cards including the Citi Strata Premier, Citi Strata Elite, Citi Double Cash, and Citi Custom Cash. Unlike an airline or hotel program, ThankYou points aren’t locked to a single redemption network, you can use them for travel, cash back, gift cards, retail purchases, or transfer them to one of Citi’s airline and hotel partners.

That flexibility is also what makes the value inconsistent. A statement credit and a premium cabin transfer redemption can be worth 5x apart on the exact same points balance, which is exactly why knowing your options before you redeem matters.

Important: not every ThankYou-earning card has full transfer access. Double Cash and Custom Cash points can’t transfer directly to airline partners unless pooled into a Strata Premier or Strata Elite account.

Why Sell Your Citi ThankYou Points for Cash?

You’re Not Using the Transfer Partners

The strongest ThankYou redemptions come from transferring to an airline partner and booking a premium cabin award, not from a cash-back or travel-portal redemption. If you don’t have a trip planned, or don’t hold a card with full 1:1 transfer access, a large ThankYou balance has no clear path to that higher value.

You Hold a Premium Card With a Reduced Cash-Back Rate

Citi Strata Premier and Strata Elite cardholders get only 0.75 cents per point on a direct cash-back redemption, lower than the standard 1 cent most other ThankYou cards receive. If you’re not transferring to a partner, selling typically beats redeeming directly with Citi.

You’re Closing (or Considering Closing) a Citi Card

ThankYou points don’t expire while your account stays open, but if you close the card, you have 90 days to use or transfer the points on that account before they’re forfeited entirely. Selling before closure locks in the value inside that window.

Cash Gives You Complete Flexibility

Even with 15+ transfer partners, ThankYou points are still constrained by award availability and specific redemption rules. Cash works everywhere, no transfer, no availability search, no card restrictions.

How Much Are Citi ThankYou Points Worth in Cash?

Value depends heavily on redemption path. Direct statement credits return about 1 cent per point (0.75 cents for Strata Premier and Strata Elite). Transferring to an airline partner averages 1.6–1.9 cents per point, and can reach 5 cents or more on strong premium cabin redemptions. The cash value you receive when selling through The Miles Market reflects real market demand for your balance, not a fixed conversion rate. For more detail, read our comprehensive Citi ThankYou guide for the full redemption-value breakdown before deciding.

Submit a free quote for your exact figure. It takes under a minute and carries no obligation.

How to Sell Your Citi ThankYou Points: Our Process

Step 1: Get Your Free Quote

Fill in our short form with your ThankYou account details and total points balance. We will send you a personalized cash offer based on real-time market rates. No obligation, no pressure, takes under a minute.

Step 2: Accept and Verify

Happy with the quote? We will ask you to securely submit your Citi ThankYou login through our encrypted form. We access your account only to verify the balance and complete the transfer.

Step 3: Get Paid Same Day

Payment is sent before we use the points, often within a few hours of verification. You do not wait for a buyer. We pay upfront via PayPal, bank transfer, or Zelle.

Step 4: We Handle the Rest

Once payment clears, we complete the points transfer on our side. No follow-up required from you.

Is It Safe to Sell Your Citi ThankYou Points?

Selling through a reputable, established broker is the safest route. While Citi’s terms of service discourage selling or transferring points for profit, there is no law prohibiting it.

At The Miles Market, encrypted submission forms protect your login credentials. Payment is sent before we access or use your points, always. Login credentials are deleted after the transfer is complete. No third parties are involved; we handle everything in-house. We have served over 50,000 clients since 2013, with over 3 billion miles traded, a 4.8 Trustpilot rating, and over 1,000 five-star reviews.

You do not need to close your Citi card to sell your points, and doing so before selling is generally a bad idea. Selling while your account stays open and in good standing protects the full value of your balance.

Who Sells Their Citi ThankYou Points?

Most sellers fall into one of these categories: Strata Premier or Strata Elite holders facing the reduced 0.75 cents per point cash-back rate; cardholders with a large balance and no near-term travel plans; members closing or downgrading a Citi card who want to capture value inside the 90-day window; and points optimizers consolidating multiple loyalty balances into cash. If you also hold Amex Membership Rewards points, Chase Rewards points, or Capital One Rewards, we buy those too.

Why Choose The Miles Market?

We have been buying miles and points since 2013. We offer same-day payments and pay before we use your points, every time. Our rates are transparent and competitive with no hidden fees and no last-minute changes to your quote. Transactions are encrypted and secure; your credentials are protected and never stored. Our proven track record includes 50,000+ clients, over 3 billion miles traded, a 4.8 Trustpilot rating, and over 1,000 five-star reviews. A real in-house team handles your transaction, not an automated system. Payment is available via PayPal, bank transfer, or Zelle.